Privacy Policy

Introduction

Jack Gilmore, Mortgage Loan Originator (NMLS #2602566) at Mutual of Omaha Mortgage, Inc., is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Request a mortgage pre-approval or quote
• Complete a contact form
• Subscribe to our newsletter
• Apply for a mortgage loan
• Contact us via phone, email, or in person

This information may include:

• Name and contact information (email, phone, address)
• Social Security Number
• Date of birth
• Employment information
• Income and financial information
• Credit history and score
• Property information
• Bank account information

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including:

• IP address
• Browser type
• Operating system
• Access times
• Pages viewed
• Referring website addresses

How We Use Your Information

We use the information we collect to:

• Process your mortgage application and provide loan services
• Communicate with you about your loan application
• Provide customer support
• Send you marketing communications (with your consent)
• Comply with legal and regulatory requirements
• Detect and prevent fraud
• Improve our website and services
• Conduct business analytics

Information Sharing and Disclosure

We may share your information with:

Service Providers

Third-party vendors who perform services on our behalf, including:

• Credit reporting agencies
• Appraisers
• Title companies
• Underwriters
• Closing agents
• Technology service providers

Mutual of Omaha Mortgage, Inc.

As a loan originator for Mutual of Omaha Mortgage, Inc., your information is shared with the company for processing and servicing your loan.

Legal Requirements

We may disclose your information when required by law or to:

• Comply with legal processes
• Respond to government requests
• Enforce our terms and conditions
• Protect our rights, property, or safety
• Prevent fraud or illegal activity

Data Security

We implement appropriate technical and organizational security measures to protect your personal information, including:

• Encryption of sensitive data
• Secure socket layer (SSL) technology
• Restricted access to personal information
• Regular security assessments
• Employee training on data protection

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

Access and Correction

You have the right to request access to and correction of your personal information.

Opt-Out

You may opt out of receiving marketing communications by:

• Clicking the "unsubscribe" link in our emails
• Contacting us directly at jgilmore@mutualmortgage.com

Do Not Sell My Information

We do not sell your personal information to third parties.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookies through your browser settings.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these sites. We encourage you to review their privacy policies.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to:

• Know what personal information is collected
• Know whether personal information is sold or disclosed
• Access personal information
• Request deletion of personal information
• Opt-out of the sale of personal information

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact:

Mutual of Omaha Mortgage Privacy Policy

For more information about Mutual of Omaha Mortgage's privacy practices, please visit their website or contact them directly.