Find Your Perfect Home Loan
Expert mortgage guidance from Jack Gilmore, your trusted loan officer.
Expert mortgage guidance from Jack Gilmore, your trusted loan officer.
With deep market knowledge and a commitment to personalized service, I help make your homeownership dreams a reality.
Deep understanding of the real estate market, neighborhoods, and lending landscape to help you make informed decisions.
Every client's situation is unique. I take time to understand your goals and find the best mortgage solution for your needs.
Streamlined process and quick responses ensure your loan closes on time, every time. No delays, no surprises.
From application to closing, I'm with you every step of the way, providing expert advice and support throughout the process.
From first-time homebuyers to seasoned investors, find the right loan program for your situation.
Conventional loans aren't backed by a federal agency, which means they're more flexible in their terms and have fewer restrictions. These loans often meet requirements set by Fannie Mae and Freddie Mac, and conform to loan limits set by the Federal Housing Finance Administration.
Sponsored by the U.S. Department of Housing and Urban Development (HUD), FHA loans are government-backed home loans distributed by private lenders like Mutual of Omaha Mortgage. Perfect for first-time home buyers with short-lived or troubled credit history and smaller down payment goals.
The VA home loan program is backed by the U.S. federal government and helps service members, veterans, active military, and eligible surviving spouses become homeowners. Purchase or refinance at competitive rates with $0 down payment.
The USDA loan program provides affordable homeownership opportunities to low-to-moderate income households to stimulate economic growth in rural and suburban communities. USDA home loans are issued through private lenders and guaranteed by the USDA.
Jumbo loans are for buyers when the total finance value exceeds the county loan maximum. An 1,800-square-foot home in one county could be valued higher than another due to the surrounding real estate market. These high-value loans have stricter requirements due to their high-risk nature.
An adjustable-rate mortgage allows you to 'play the odds' on future interest rates. ARM loans come with a fixed rate for a preliminary period (5, 7, or 10 years). After that period, your loan interest rate adjusts based on current market rates.
When you refinance your mortgage, you replace your existing loan with a new loan that usually offers a better rate or shorter term. Refinancing provides savings over the life of the loan and can offer immediate benefits to your current financial situation.
A cash-out refinance replaces your existing mortgage with a new loan for more than you owe. The difference goes to you in cash to spend on home renovations, improvements, debt consolidation, or other financial needs. You must have equity built up in your home.
A straightforward, transparent mortgage process designed around you.
Quick online application to determine how much you can afford and strengthen your buying power.
Shop confidently with pre-approval in hand. I'll be available to answer questions along the way.
Submit your full application with required documentation. I'll guide you through every document needed.
Your loan is reviewed and verified. I'll keep you updated throughout the entire process.
Sign final documents and receive your keys. Welcome home!
Work with a brand you know and an advisor you trust
Get personalized service throughout the loan process from an experienced mortgage expert
Manage the entire loan process from anywhere with our easy-to-use mobile app
Don't just take my word for it – hear from satisfied homeowners.
"Jack was my first lender, and made one of the most stressful situations the absolute easiest! I had the opportunity to purchase an off market home, Jack had me pre approved and closed in less than 2 weeks and sped up the entire process. From start to finish, hands down it was one of the easiest experiences EVER!"
"I have worked with many lenders and I think it's fair to say that I have a good grasp on what a quality lender looks like. Jack is by far the most responsive and fast lender I've met. I personally pride myself as a realtor who works late and will not lose a deal because the work runs deep in the night. With Jack on my team it's been easy to keep that promise to my clients. I highly recommend Jack if you are serious about finding that deal!"
Let's discuss your mortgage options and find the perfect loan for your situation. No obligation consultation.
Fill out the form and I'll get back to you within 24 hours, usually much sooner.